Fees & insurance
Clear information from the start.
Individual therapy is offered 100% by secure video for adults located in Massachusetts. Karen does not provide couples or family therapy.
Practical details
A simple path forward.
Begin with a free 15-minute consultation to ask questions and see whether working together feels right.
Let’s talk →Telehealth · Adults 18+
BCBS of Massachusetts & Aetna
For other insurance plans, an itemized receipt can be provided for possible out-of-network reimbursement. Please verify benefits with your insurer.
Common questions
A little more clarity before you begin.
Do you offer a consultation?+
Yes. A free 15-minute consultation gives us time to briefly connect, answer questions, and see whether working together feels right.
What happens in the first session?+
We’ll talk about what brings you to therapy, your history, current life, and what you hope may change.
Do you accept insurance?+
Karen works with BCBS of Massachusetts and Aetna. For other plans, an itemized receipt may support out-of-network reimbursement.
Where are sessions available?+
Sessions are online for adults who are physically located in Massachusetts at the time of the appointment.
Good Faith Estimate
No Surprises Act
Under federal law, health care providers must give patients who do not have insurance or who are not using insurance an estimate of the expected charges for medical services.
If you are not using insurance to pay for therapy, you have the right to receive a written Good Faith Estimate explaining how much your care is expected to cost. If your final bill is at least $400 more than your estimate, you may be able to dispute the charge.
Ask Karen for a Good Faith Estimate before scheduling, or learn more at CMS.gov ↗.
A gentle next step
You deserve a space where you don’t have to hold everything together.
Online IFS therapy for adults throughout Massachusetts.
Schedule a free consultation →Reaching out doesn’t commit you to therapy. You can share what brings you here and ask any questions through the secure portal.